Check Home Loan Eligibility
Home Buying Budget Calculator
Find out how much property you can afford based on your monthly salary & savings.
Monthly In-Hand Salary₹1,00,000
Current Monthly EMIs (if any)₹10,000
Own Funds / Down Payment₹15,00,000
Interest Rate (p.a.)8.5%
Loan Tenure20 Years
Max Affordable EMI
₹35,000
Home Loan Eligibility
₹40,33,079
Total Property Budget
₹55,33,079
73%
Loan Ratio
Down Payment
₹15,00,000Home Loan Eligibility
₹40,33,079All-Inclusive Budget Breakdown
Property Costs
Max Property Value (Agreement Value)₹50,76,219
Mandatory Fees (Estimates)
Stamp Duty (approx 6%)₹3,04,573
Registration Fee (approx 1%)₹50,762
Legal & Misc Buffer (approx 2%)₹1,01,524
Total Cash Required (Down Payment + Fees)₹19,56,859
Disclaimer (Regulatory Compliance)
The content and tools provided are for illustrative purposes only. Calculations are approximations and based on the data inputted by the user. Interest rates, loan eligibility, and other factors are subject to change by financial institutions. This should not be treated as professional financial or legal advice. Please consult your bank or financial advisor for final terms.